Buy now, pay later loans will now affect US credit scores – what does that mean for consumers?

<p>The change has some users of BNPL loans worried, but financial experts say the move could benefit borrowers</p><p>A new change to buy now, pay later loans means borrowers’ credit scores may see a change, which has worried some users of the loans.</p><p>“I have a feeling that I’m just not going to have as much access to spending power and zero or really low APR rates,” said Nicole Nitta, a 31-year-old Las Vegas resident, who uses BNPL and shared that she already does not have great credit.</p> <a href="https://www.theguardian.com/business/2025/jul/05/bnpl-credit-score">Continue reading...</a>